NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. This means that any illnesses or injuries related to that condition will not be covered. Preventive Care reimbursements are based on a schedule. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. What should I consider when canceling my pet insurance policy? Notable features: Accident and illness coverage; wellness add-on available. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Do You Have a List of Veterinarians I Have to Use? Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. Subscribe Yes. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Policy form The basics. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. Click the Claims icon and follow the simple instructions. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. You should not consider any content on the Site to be a substitute for professional financial advice. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. Accident & Illness coverage reimbursements are based on the invoice. Spot Pet Insurance Logo, Copyright 2023. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. SPOT makes no representation or warranty regarding the Third-Party Services. Visit ourdog insuranceandcat insurancepages for more information about plans. Annual Maximum: $10,000, $20,000 or unlimited. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. Is it worth shopping around for pet insurance? It was founded in 2019 and aims to deliver first-class coverage without breaking the bank. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. 303 Banyan Blvd, Suite 101. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. If your pet gets injured or sick, pet insurance helps cover medical expenses. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. How long does spot take to process claims? In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. You will need to provide your policy number and the date you would like the cancellation to take effect. Even if you focus on insured pets, the risk is rarely . Coverage and rates are subject to change at renewal. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. How Much Does Spot Pet Insurance Cost? Simply head to our online cancellation form and fill in your details. Wagmo. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Lemonade has the cheapest. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Once you have a pet insurance policy, your dog or cat will be covered for life. Get inspired and try out new things. Coverage and cost: Spot is an excellent choice for shoppers to customize their pet insurance policy. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. You must contact Spot directly to cancel your plan. Email requests may go to help@gohealthypaws.com. You can read our Privacy Policy to see how we will use your information. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. Trupanion Pet Insurance: Best for No Coverage Limits. Pets covered: Dogs, cats. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. CHOICE OF LAW. Insuring multiple pets. Learn more about our independently owned & operated AAHA-accredited vet clinics in select PetSmart stores. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Morristown, NJ). Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. 251.5462. Based on a comparison of top pet insurance companies on ConsumerRating.org. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. NerdWallet's ratings are determined by our editorial team. West Palm Beach, FL 33401. Products, schedules, discounts, and rates may vary and are subject to change. Your pets age. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. Spot Pet Insurance's rates are generally pretty affordable. Coverage is subject to the language of the policies as actually issued. You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. SPOT is an insurance producer licensed in your state. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Depend on your circumstances and your pet gets injured or sick, pet insurance & ;... 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