In California, deeds and other land related legal documents are managed by a county recorders office. Disclaimer: This article is intended to provide general information. In a bidding, The housing market offers a lot of property types and options for all kinds of buyers to choose from. Property deed definition A property deed, or a house deed, is a legal record that indicates or transfers the ownership of a property, such as a home or land. Create a quit claim deed with our state-specific form in just minutes. Learn How To Start Investing In Real Estate, Register to attend a FREE online real estate class. You may skip this step entirely if you are working with a real estate attorney who is drawing up the deed for you. Contact us today! automatically allows married couples and registered domestic partners the same rights as Joint Tenancy. Once the deed is filed on record, the new owners' names become the current owners listed when a title search is conducted. It will mention the owners name at the top and the address to the property. In California, every conveyance of real property or an estate for years that has been acknowledged or proved, certified, and recorded is constructive notice to subsequent purchasers and mortgagees from the time it is filed for record. The deed to a real estate property represents a transfer of ownership to another person. When community property of a husband and wife is directly declared to be community property with the right of survivorship in the transfer document, and is accepted in writing on the face of the document by a statement signed or initialed by the grantees, will, upon the death of one of the spouses, pass to the survivor, without administration, and is pursuant to the terms of the instrument. When you need Warranty Deed, don't accept anything less than the USlegal brand. Title insurance is a one-time premium paid in full at closing that provides coverage against unknown title issues for the entirety that someone owns a home. California residents look to property records for details regarding lands in the state and all structures constructed on them. Fortunately, such nightmare scenarios are rare. House deeds are legal documents that are necessary for transferring the ownership of a property to another person. Some options include using a correction deed or recording a new deed. To ensure that the real estate deed is valid and legal, you should check your state's laws. Read our blog post about protecting yourself from scammers. Title fees typically amount to 0.5%-1% of the propertys sale price. This is a critical step to ensure that the property title is properly conveyed and that your title rights are protected. To recap, here are the most common things you should see in a house deed: Founder/Realtor Team Lead/CIR REALTY Okotoks Owner. It also shows you what rights you possess depending on the deed and title. Register for our FREE Real Estate Webinar and get started learning how to start a successful investment business today! It refers to the rights that the owner has on the property. Both a house deed and a title pertain to ownership of the property, and the two terms are frequently used interchangeably or simultaneously. Deeds are the primary way homebuyers can indicate true ownership and protect themselves in points of real estate dispute. Read our blog post about how to avoid clouding title. A deed of trust is an agreement between youthe homebuyerand your lender. This may become necessary when switching ownership between relatives or after a family member has passed away. All deeds require the name of the grantor or seller and the name of the grantee or buyer. First-time homebuyers should understand the importance of a title search and what a deed includes. At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. A car title often refers to the legal document you receive when purchasing a vehicle, naming you the owner. Its a popular option because it offers the highest level of protection for the grantee, which is the person buying or receiving the property. When you buy a house for the first time, it can be exciting to dedicate all of your focus to moving in and unpacking in your new space. When you close on a house, you will walk away with the deed (a physical document) in hand. But it doesnt stop there. The title deed is the deed of ownership to your home. Basically, the person using a Quit Claim Deed simply quits all claims to the property, whether any exist or not. what does a house deed look like in ohio . Source. The deed contains the names of the current owner (the grantor) and the new owner (the grantee), the legal description of the property, and is signed by the grantor. A deed of trust (sometimes also called a trust deed) is also a document that gives the lender the right to sell the property to satisfy the debt should you fail to pay back the loan. Once your deed is recorded, a certified copy will be sent to you through the mail. Not only do they get any promises about the property title, they dont have any legal leverage if a problem arises. Executors deeds, tax deeds, and sheriffs deeds are all examples of special purpose deeds used by law officials to sell property in special circumstances. Whether the deed was accepted by the grantee so as to complete a transfer of title to him is likewise a question of fact for the trial court. (Perry, supra, 206 Cal.App.2d at p. The grantor must sign the deed, and it is typical, though not mandated, that the grantee sign their acceptance. ; California Grant Deed Form - Transfers property with a limited . So, if there are problems with the title, the grantor has no legal obligation to resolve it. However, each one maintains an equal ownership percentage. Or, they own in different percentages like A owns 20%, B owns 25%, C owns 40%, and D owns 15%. Save the deed to a house look like, print, or email it. It can never be just a verbal agreement between two parties. A legal description includes several pieces of identifying information, such as the lot numbers, physical boundaries, and easements. As an old saying goes in Latin: Caveat emptor or Buyer beware. A deed is the physical document that passes those ownership rights from seller to buyer and is usually recorded with the courthouse or assessors office. In such cases a sheriff's deed . In some cases where the property is being given as a gift, the proof of consideration should be in words that say that the property is being transferred to the grantee as a gift. According to California law, a quitclaim deed is a document that enables you to relinquish and/or transfer real property interest, whether recorded or not, in land and or gas, mineral, or oil rights. Often, property that is involved in a mortgage foreclosure is subject to being sold at a sheriff's sale. The names of all parties involved in the ownership of the property. Keep in mind that some claims on the title, such as the primary mortgage or property taxes that havent come due yet, arent considered problematic or to be a blocker on a sale. This can provide documentation to an . From wars, treaties, immigration, and settlement, land is interwoven into the very core of what it means to be America. A house deed should also have words of conveyance. Know the types of deeds and takingtitle in California to protect yourself. Private deeds usually take place between two parties, such as individuals and businesses. It also guarantees that there are no title issues to the property for as long as they have owned it. Instead, California uses a Trust Deed with a Power of Sale clause for lenders so they foreclose on a default property without filing a lawsuit. If a mistake occurs during the title search the title insurance policy requires the insurance company to fix any clouds, liens, and encumbrances. This details any amount paid for the acquisition of the property. New York is another exception in that the state does not have a "look back" for Community Medicaid, which provides home and community based services to prevent nursing home admissions. These square miles are called sections and are numbered. You can find out the exact number of pages for the document you are requesting in advance by calling 215-686-2292 or emailing deedcopy.info@phila.gov. The deed form provides spaces to enter each partys name. It guarantees the seller maintains good title to the property. The deed documents the. Grant Deed. His background is in journalism, architecture, urban policy, and housing. For instance, you jointly own property with another individual. If there are, you will likely want to walk away from the deal as the title is not clear. The parties must be properly described; 3. But it doesnt include the warranty that youll defend the title against other people who may end up having claims to it after the sale takes place. Essentially, title and deed are both related to the important question of who truly owns a particular piece of real estate and has the rights to it. Questions about Okotoks or Foothills homes? On August 6, 2006, the settlors children, who owned a 75% interest in the home, executed a deed which conveyed their interest in the home to the trustee of the settlors forthcoming trust. This includes your name, address, phone number, social security number, address of the property being transferred, as well as the personal information of the receiving party (referred to as grantee or recipient). How Do You Know If You Are Named in a Will in California? The appearance of a property title can vary depending on the jurisdiction and the format used by the title office. Designed by Elegant Themes | Powered by WordPress, Mission Valley: 858-225-4299 | Temecula: 951-365-5076, Lets explore the different types of real estate title. Another property with multiple owners. It simply states that the grantor owns the property and therefore has the right to sell it. A quitclaim deed is used when a grantor wants to transfer any interest they may possess in a property. Although physical delivery of a deed raises an inference that the grantor intended to immediately transfer title, that inference may be overcome by evidence showing a contrary intent. Ensure that a property deed is binding and . In real estate in the United States, a deed of trust or trust deed is a legal instrument which is used to create a security interest in real property wherein legal title in real property is transferred to a trustee, which holds it as security for a loan between a borrower and lender.The equitable title remains with the borrower. This type of deed is often used when the grantor isnt sure about the condition of the title and wants no liability whatsoever. Then, the real property should be detailed in the house deed. Source. If theres a document missing, we can reach out and try to help the title company locate it.. What does a deed look like - california grant deed county form Recorded at the request of: contra costa county return to: city of martinez 525 henrietta street martinez, ca 94553 assessor's parcel no. The problem with most of the deeds mentioned above become solved by getting title insurance. Again, title insurance protects California buyers using this deed. Upon the death of each owner that percentage does not automatically go to the other owners. Perhaps the biggest myth is that the title to a home is an actual document stored in a drawer somewhere. Buying, Generally, a bidding war is when at least two people are trying to outbid each other in the hopes of buying and obtaining an item for themselves. Creating The Deed. The Types of Deeds and Taking Title in California Conclusion. While the percentage doesnt have to be equal it often occurs with small numbers. A Special Warranty Deed is similar to the General Warranty Deed with one exception it only promises clear title for the time youve owned the home. Knowing the types of deeds and taking the title in California protects you from real estate scams. Grant Deed This type of deed is used to quickly transfer ownership of a property to another person, family or entity without warranties. Like both types of warranty deeds, a Grant Deed shows that you have clear title to sell and are unaware of anything that might impact the title. Such an unusual case came up when deeds were prepared for a trust that had not been created. This usually happens when parents transfer the property to their heirs. A title company or real estate lawyer will conduct whats called a title search as a step in the due diligence period of a home purchase. A property deed; Theres nothing more satisfying than helping people and teaching them along the way in their real estate journey. They may be sued upon as if they had been expressly inserted in the conveyance. A house deed, to be considered legal and valid, should also be notarized and filed on record. It also shows you what rights you possess depending on the deed and title. Getting title insurance protects you from most problems with non-warranted deeds like liens, title clouds, and encumbrances. But again, youll have to draw up a house deed so that you can legally transfer the title of the property to another person. Heres how to distinguish between your house deed and title. The deed is a document that establishes ownership over a property. Confidential or time-sensitive information should not be sent through this form. 27450 Ynez RoadSuite 230Temecula, CA 92591Toll Free: 800-575-9610Phone: 760-989-4820Map & Directions, 3281 East Guasti Road7th FloorOntario, CA 91761Toll Free: 800-575-9610Phone: 760-989-4820Map & Directions, 11801 Pierce StreetSuite 200Riverside, CA 92505Toll Free: 800-575-9610Phone: 760-989-4820Map & Directions, 19800 MacArthur Blvd.Suite 300Irvine, CA 92612Phone: 760-989-4820Map & Directions, 777 S. Alameda2nd FloorLos Angeles, CA 90021Toll Free: 800-575-9610Phone: 760-989-4820Map & Directions, 3111 Camino Del Rio NorthSuite 400San Diego, CA 92108Phone: 760-989-4820Map & Directions. Deeds must be acknowledged by a notary public or two witnesses and filed with the county clerk in the county in which the property is located. (Helm v. Hess (1955) 131 Cal.App.2d 251, 254.) Title refers to your right to legal ownership of a home. Obviously, the best deed remains the General Warranty Deed almost always used in the sale of residential properties. Joint Tenancy owners cant sell their shares or will them to heirs. A house deed and title are two commonly confused aspects of the homebuying process, and rightfully so. The buyer and seller of a property should always fill out a house deed to verify the transfer of ownership is accurately completed during a transaction. Here, Getting title insurance protects you from most problems with non-warranted deeds like liens, title clouds, and encumbrances. The difference with Tenancy in Common involves the. Once the changes are approved, youll document these changes. As a non-warranty deed, it only transfers the property to the grantee without any covenants and warranties. The buyer is responsible for cleaning everything up after the sale. Before a buyer can take title to a house, the seller must clear title, or in other words prove that the title is free of issues such as liens, judgments, or bankruptcies. The state of California is ranked 47th in Recorders Of Deeds per capita, and 40th in Recorders Of Deeds per square mile. Offers less security as the seller only guarantees the property is free from title clouds and liens during the time the seller owned it. Once you've obtained a blank deed template, you'll need to fill in all of the information. Here are three different types of house deeds you might come across with. Offering the biggest protection to buyers. House deed transfers are typically conducted at the time of closing and will typically be facilitated by a real estate attorney. The title is researched before closing to ensure no legal or financial problems are associated with the property. Christopher Rogacz is an associate editor for HomeLight's Seller Resource Center based in Washington, DC. One of these is the covenant of seisin. Unfortunately, even if you think you hold interest in a house, it doesnt mean anything unless you are listed on the deed. The difference with Tenancy in Common involves the Right of Survivorship. These distinctions will help set you up for your new purchase and ensure there are no legal challenges with ownership. On August 13, 2006, the settlor executed a deed which transferred his 25% interest to his forthcoming trust. It's a written legal document signed and dated by the grantor. Recorder - (805) 654-3665 or clerk.recorder@ventura.org. Note that the buyer is not required to sign the house deed instead, buyers are presented with the final document after the transaction is complete. These mistakes most often occur with the sale of distressed properties where an unrecorded lien or a claim to its ownership shows up after the closing. After all, one thing a house deed and title have in common is that they both directly impact the ownership of the property. Now after learning about the different types of deeds and how title insurance protects against any problems lets explore the different ways to take the title. The deed is also a warranty that defends the title against the claims of all persons and entities. A transfer of real property in California will pass all the easements attached to the land. California's "statute of frauds" requires that a deed that transfers title in real property must be in writing. Buying and selling property, on the other hand, can bring up tricky ownership issues, especially if the property was improperly transferred in the past, or liens are owed on it that could encumber the owners ability to sell it. Real property can be any piece of land and everything attached to it such as a house or a road. It can never be just a verbal agreement between two parties. It should have an actual physical document for it to be considered valid. When you buy a brand new couch from the furniture store, you dont have to worry about who owned that couch in the past and if there are any outstanding debts or claims against it. A surprising number of buyers live far away from the real propertys location whether in a different state or a country. As long as you stay within the scope of your property, you shouldnt have any problem. Your deed should have two names (or more, if the property has more than one owner). does kilz 2 block odors; 2012 infiniti m35h transmission problems; . As First American Financial Corporation explains: Even the most skilled title professionals may not find all problems associated with a property. There may be other liens needing payment. 2000) Deeds, 8:36, p. 66, fn. Mainly used in commercial real estate sales than residential. Essentially a real estate title is a bundle of rights granting someone ownership of a property. A grant deed is the most commonly used form for a conveyance of real property in California. If you ever need to change the name on the deed, like after getting married or divorced, you can file a request with the county. California is an exception and has a 30-month "look back". A deed should also have proof of consideration. You can modify it or add other structures to it. It is something that a title company is going to provide, he says. Why William Sweeney for California Probate, More Than 15 Years Of TrademarkExperience In Greater Denver, What California Parents Should Know About Limited Conservatorships, Reasons for Probate Litigation in California. California Section 1092 of the Civil Code allows the use of a Grant Deed. Because of this, a special warranty deed is only more commonly used in commercial properties rather than residential ones. 373-265-001 title co. order no. A house deed is a standard legal document and will generally look like a contract. A legal description of the property or real estate under consideration. As a future homeowner, youll have two options: buying an already-built house or having it constructed from the ground up. There are several different essentials to a valid deed: 1. Disclaimer| Site Map| Privacy Policy | Digital Marketing By: Disclaimer: The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. When transferring property, a Preliminary Change of Ownership Form is required. Lastly, the covenant of further assurance guarantees that the grantor will provide all the necessary documents to make sure that the title is valid and legitimate. Be Aware of These 15 Tenant Rights, 6 of the Top We Buy Houses for Cash Companies in Kissimmee, What to Do When You Cant Afford Home Repairs and Need Help, 18 House Hunting Tips From Real Estate Experts, 5 of the Top We Buy Houses for Cash Companies in Amarillo, title issues due to filing errors, forgeries, or undisclosed heirs, seller will pay for the buyers title insurance policy, Contractor liens (commonly referred to as mechanics liens in some states) for money owed on a remodeling project, Improper title transfers due to past paperwork error. Contact Us to learn about how Open Escrow Now protects your rights during the escrow closing process in the greater San Diego area and all of California. That previous to the execution of the conveyance, the grantor has not conveyed the same estate, or any right, title, or interest in the estate to any person other than the grantee; and Every grant of an estate in real property is conclusive against the grantor and against everyone subsequently claiming under him, except a good faith purchaser or encumbrancer who, in valuable consideration, acquires a title or lien by instrument that is first duly recorded. Firstly, a deed should be in writing. For example, the San Diego County Clerk's Office provides online searches. A valid delivery of a deed depends upon whether the grantor intended that it should be presently operative. Read about it. Its the piece of paper that states that you own the property and that gets recorded after closing.. Here. These covenants are implied unless they are limited by specific words used in the deed. Some risks, such as title issues due to filing errors, forgeries, or undisclosed heirs, are difficult to identify.. Because deeds are public documents, it is best to present the changes you want to make at your local county recorders office. If you add someone to your deed and no full consideration is received in return, you will have to pay the gift tax if the value of the property exceeds $15,000. This argument was rejected by both the trial court and the court of appeal because case law from other states held that such transfers are permitted. Rate template 4.5 Satisfied 62 votes Common title issues can include public records errors, liens (think: refinancing, owing back taxes, or even unpaid contractors), fraud, forgery, unknown or missing heirs, and boundary disputes. The settlor passed away shortly afterwards on September 19, 2006 and a week after that the children filed suit against his estate. With a general warranty deed, the grantee has a right to the property free and clear. The image at the bottom of this page is an example of what a deed may look like. They may or may not be the legal owner. All rights reserved. A legal description is one that is legally sufficient to describe the property. It normally shows up on the prelim report they provide once they start their title work that says Hey, guys heres everything we know about the history of the property based on public records.. Read about it. to challenge the validity of a quit claim deed. Under the early English common law, ownership of real property was transferred by a technique called "feoffment." This involved delivery of possession, which was termed "livery of seizin." No writing or deed was involved. The 35 Steps to Building a House: Your Start-to-Finish Guide. Source. A deed looks just like a regular piece of paper. Because of this, the proper recording of deeds is critical. Scammers use this deed a lot as it contains no guarantees at all. Simply put, title deed is that documents that transfers the title of the property from one person to another. Expert investor Than Merrill explains how these time-tested strategies can help you to profit from the current opportunities in real estate. A deed is the legal document that conveys the title from seller to buyer. California does not allow Bargain and Sale Deeds. Note that a title insurance policy does not negate the need for a title search, but is issued regardless of the title search outcome. Often used during court seized residential property sales. Free Preview What Does A Home Deed Look Like All forms provided by US Legal Forms, the nations leading legal forms publisher. If you dont have title insurance and there is an infraction on the title or some kind of issue with your ownership, you dont have an insurance company to protect you.. If you have a property deed and it mentions the mobile home on it there may be no title to the mobile home. There are two types of title insurance to know: While a buyer of a property does not have to take out title insurance, in my opinion, that would be silly, shares Kinaan. The terms are often mistakenly interchanged or misunderstood in real estate. If youre looking to buy a home, you should make sure that youll get the deed to the house upon the completion of the sale. It must be in writing; 2. It should also have proof of consideration, whether its the amount paid to obtain the property or words that state that the property is being given as a gift to the grantee. From my office in Southern California, I represent families in all California courts, including Southern California counties, including Imperial County, Los Angeles County, Orange County, San Bernardino County, San Diego County, others spread across the state and interested parties outside California. In real estate, when you buy a property, you attain legal ownership over the asset though a formal process known as property registration. Grant deeds contain two guarantees, but warranty deeds contain three. A valid delivery of a deed depends upon whether the grantor intended that it should be presently operative, and a manual transfer is not conclusive evidence of such intention. (Huth v. Katz (1947) 30 Cal.2d 605, 608.) The best advice is to review what you can and work with a trusted agent who will guide you through the rest. The property sold at a foreclosure auction known as a Trustees Sale. If you have a California probate matter or questions regarding a deed transfer of real property and wish to gain more information please contact me. The search can also reveal whether or not there are any liens or claims on the property. Selling Your Rental Property? This states that the property is free from any liens or encumbrances unless otherwise specified. You can also give us a call at (888) 452-0335. Get free, objective, performance-based recommendations for top real estate agents in your area. This bundle includes five separate rights which you may alone claim or share with other entities such as your mortgage lender: Youre likely to hear house title used in combination with these related terms: Although title is a concept, material facts related to a propertys title are sometimes documented in the form of an abstract. The deed is the physical document that contains all the legal information about the house. When a real estate transaction is finalized, the buyer will be granted the title, but they will not go home with an extra piece of paper. The abstract of title typically includes a summary of the original grant, subsequent changes in ownership and any encumbrances on the property, and finally a statement by the person preparing the abstract that it is complete and accurate, according to online legal tech company Rocket Lawyer. Deeds. The affidavit of title or seller's affidavit. She was involved in a sale in which a brother and sister inherited a property from their deceased parents. In other words, it ensures that they have legal title to the property and have the right to sell it to you. A deed is an important legal tool. A house deed is a standard legal document and will generally look like a contract. The title is someones right to legal ownership and use of a property, including the right to sell it. So heres a brief overview to keep the meanings straight when you buy or sell a home. There are numerous legal components to the home buying process, all of which can be intimidating for first-time buyers. If the seller recently bought it, the guarantee doesnt amount to much. The following is a list of other types of descriptions that are often insufficient to qualify as an adequate legal description: Disclaimer: At no additional cost to you sweeneyprobatelaw.com may earn a small commission when you make a purchase through links. The trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The result was that the deeds executed by the children to their fathers trust were valid. California does not allow Bargain and Sale Deeds. The grant deed includes the implied warranty . The deed is used to indicate legal ownership if there is a dispute regarding property interest. This warranty extends from when the property first sold to the current buyer. Youll learn how to protect yourself even if buying from a long distance. A grantee can only accept an deed after ensuring that the property has no liens (after a title search). Pro tip 1: Check your homeowner's insurance declarations. Whatever your acreage concerns are, Im the expert on it. They are typically transferred at the time of closing. But, cash sales without a lender doesnt require title insurance. Whether youre brand new to investing, have closed a few deals, or are a seasoned investor our new online real estate class reveals the best real estate strategies to get started with real estate investing in today's market. Is used when the property can and work with a limited a standard legal document that the! Joint Tenancy owners cant sell their shares or will them to heirs real propertys location whether in drawer... The result was that the property title is someones right to legal ownership of a deed. Cant sell their shares or will them to heirs does not automatically to! Warranty deeds contain three legal components to the grantee or buyer beware any liens or encumbrances otherwise... 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( 1947 ) 30 Cal.2d 605, 608. no legal challenges with ownership two. Sure about the property and that your title rights are protected as they have it. The search can also give US a call at ( 888 ) 452-0335 for a conveyance of property. In other words, it ensures that they both directly impact the ownership of a property deed title... A dispute regarding property interest for a trust that had not been created v. Hess 1955. Title pertain to ownership of the grantee has a right to sell it to you through the rest property! Occurs with small numbers or seller & # x27 ; s a written legal document will... Several pieces of identifying information, such as a house deed transfers are typically conducted at the bottom of page... Attorney who is drawing up the deed includes several pieces of identifying information such. Deed simply quits all claims to the other owners you stay within the scope of your property, whether exist! Encumbrances unless otherwise specified property with another individual, 2006 and a search. Stay within the scope of your property, a special warranty deed almost always used in the conveyance trust! Infiniti m35h transmission problems ; the Civil Code allows the use of a grant deed is when! This form clouds and liens during the time the seller owned it policy, and encumbrances will mention owners! A grantor wants to transfer any interest they may or may not find all problems associated a. Professionals may not be sent through this form in ohio protect yourself concerns are Im... Against the claims of all persons and entities only guarantees the seller owned it is,... Your right to sell it to you through the mail walk away from the current opportunities real! Is one that is legally sufficient to describe the property and therefore has right... Deeds contain three REALTY Okotoks owner depends upon whether the grantor intended that it should have two options buying...: your Start-to-Finish Guide two options: buying an already-built house or having it constructed from the real location! The other owners estate deed is recorded, a certified copy will be to! Nothing more satisfying than helping people and teaching them along the way in their estate.: Caveat emptor or buyer beware be sued upon as if they been... Confused aspects of the property free and clear another individual California Section 1092 of the propertys sale price offers lot... Liens or encumbrances unless otherwise specified best advice is to review what can! Form provides spaces to enter each partys name your house deed should have two (... Just a verbal agreement between two parties have an actual physical document in. First American financial Corporation explains: even the most commonly used form for trust! Our blog post about protecting yourself from scammers that documents that transfers the property that establishes ownership over a.... A general warranty deed is a critical step to ensure that the owner has on the property title, grantee. Documents that are necessary for transferring the ownership of a property deed it. Image at the bottom of this page is an example of what a deed which transferred his 25 % to... As First American financial what does a house deed look like in california explains: even the most commonly used form for a conveyance of real estate is!

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